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A title search is an examination of public records to determine and confirm a property's legal ownership, and find out what claims are on the property.
A title search is usually performed by an attorney, often on behalf of a prospective buyer who may be interested in making a purchase of the property. The process may also be initiated by person or legal entity that wants to verify ownership of the property and determine what claims or judgments against the property may exist before approving a loan or other credit that uses that property as collateral.
Mistakes can happen, and these mistakes can be costly if you later discover there’s an issue with the property once you have already completed the purchase.
Even if a lawyer is not needed during the course of negotiations, the buyer and seller each may have to consult with a lawyer to answer important questions.
The preliminary purchase agreement and the final one are the most important documents in the realty transaction. Although standard printed forms are useful, a lawyer is helpful in explaining the form and making changes and additions to reflect the buyer's and the seller's desires. There are many issues that may need to be addressed in the purchase agreement. The price, the terms and conditions and the requirements of the parties.
The purchase agreement should contain a carefully worded provision that it is subject to the buyer's obtaining a commitment for financing.
An agent (realty broker) generally may serves the seller and the buyer. In either way he want to see the deal go through, since that is how he will get paid.
Real estate agents are professionals with extensive practice who negotiate and arrange the buying and selling in real estate transactions. Agents usually work completely on commission, so their income depends on their ability to assist clients and close transactions. It’s important for consumers to understand whether a real estate agent represents the buyer, the seller or both parties and the service they provide.
Traditionally, an agent is paid only a commission that is a percentage of the property’s sale price once the preliminary purchase-sale agreement is signed.